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Rental Application Processing Policy
Viewing A Property
Due to COVID 19, rental pre-screening is required prior to scheduling a showing of any property. You must complete and submit a rental application. The application fee will not apply if you choose not to apply for the unit. The application will not be processed until you pay the application fee.
Applicants and/or their representative are required to physically view both the interior and exterior of a dwelling to determine if the unit will meet their personal needs. Properties are rented “as is,” unless otherwise mutually agreed in writing prior to submission of the application, and it is up to you to determine the unit’s suitability for you and your family.
The Application Process
All individuals eighteen (18) years of age or older and emancipated minors are required to complete an Application To Rent and to pay an application processing fee. Applicants will be required to provide a government issued picture identification card and a social security card. All applicants are further required to complete in full the Application To Rent. Incomplete or unsigned applications will not be accepted for consideration. An application would be considered incomplete if an Application To Rent is not provided for each individual eighteen years of age or older and emancipated minors and an application processing fee paid.
Application Processing
The application processing may include but not be limited to obtaining, verifying and reviewing the following: credit report/history, source and amount of income, current and previous rental and personal references, civil records (judgments, liens, bankruptcies, evictions, etc.) and criminal background check.
Applications may be unconditionally accepted, conditionally accepted or denied. This decision will be based on the aggregate results of the application. This determination will be made based on the total number of credit negatives collectively (in aggregate) of all applicants.
Unconditional Acceptance
Applicants with limited negatives and no disqualifiers will be accepted for tenancy unconditionally upon payment of a security deposit and execution of a lease. Tenant shall be required to pay the advertised deposit and rent prior to moving in.
Conditional Acceptance
Applicants with negatives but no disqualifiers may be accepted for tenancy but required to pay increased or additional deposits and/or provide a co-applicant/co-signor that has excellent credit (no negatives) and owns or is purchasing real property in Baltimore, MD.
Denial of Application To Rent
Application to rent will be denied and the processing stopped when any Disqualifier is discovered and the application will be denied. Additionally an application (individually or in aggregate) will be denied when other Negatives, in the opinion of the Landlord/Agent, cannot be overcome by conditional requirements.
Acceptance Criteria:
Credit Negatives
- Unpaid collections totaling in increments of $500
- No credit history
- Each unpaid judgment or lien in increments of $500
- Each trade account paid thirty (30) or more days late in the past seven years
- Each voluntary or involuntary repossession in the last seven years
- Each charged off account within the past seven years
- Each bankruptcy filed within the past seven years
Rental Reference Negatives
- Less than 12 month of verifiable rental history from an unrelated party
- Each late payment of rent in the past seven years
- Each Fail to Pay Rent notice served in the past seven years
- Each report of additional occupants or unauthorized pets
Source and Amount of Income Negatives
- Aggregate verifiable income of less than three times the monthly rent
- Each applicant with less than six months with current employer
Civil Background Negatives
- Each completed bankruptcy
- Each completed foreclosure
Disqualifiers - A single occurrence of any of these items will result in the application being denied for tenancy. These items apply to all occupants regardless of age.
- Any open bankruptcy
- Unlawful detainer (court ordered eviction)
- Any current Fail To Pay Rent notice
- Unpaid debt to any prior landlord
- Any felony within the past ten years
- Multiple occurrences of domestic violence
- Any gang or drug related crime within the past ten years
- Any sex related crime whether a registered or nor-registered sex offender
- Any false or misleading information on the application or the omission of any material fact
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